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Credible Investments is run by Amit Agrawal and Meenakshi Agrawal from Indore. We distribute mutual funds — and we think the distributor you choose matters as much as the scheme you pick.
Who we are
Credible Investments is not a call centre with a rotating desk of relationship managers. It is two AMFI Registered Mutual Fund Distributors who take on a number of families they can genuinely keep up with.
That choice has consequences, and we would rather state them than sell around them. We cannot promise round-the-clock coverage or an app with a hundred dashboards. What we can promise is that the person who opened your folio still remembers why, that calls get returned, and that we will tell you when something is not right for you even when it would pay us to say otherwise.
The tagline on our mark reads “It's more about relationships”. It is not decoration. Any two distributors can sell you the same scheme at the same NAV on the same day. The difference shows up in year seven, in a bad quarter, when someone has to explain what is happening and why the plan still holds.
Partner · Mutual Fund Distributor
AMFI ARN-119490Handles scheme research, portfolio construction and periodic reviews. Amit's working rule is that a client should be able to explain their own portfolio back to him in one sentence — if they cannot, it has been built wrong.
Partner · Mutual Fund Distributor
AMFI ARN-119982Leads onboarding, KYC, servicing and the paperwork most investors dread — nominations, switches, transmission and NRI documentation. Meenakshi is usually the reason a file is complete on the first attempt.
What we will and won't do
A distributor's incentives and a client's interests do not align automatically. These are the rules we hold ourselves to so that they do.
Every scheme discussion starts with what can go wrong — drawdowns, lock-ins, exit loads, credit risk, concentration — before it gets to what could go right.
You will know the trail commission range on what you hold and how a regular plan differs from a direct plan, before you commit a rupee.
Switching schemes generates fresh commission for a distributor. We move money only when the goal, the mandate or the allocation actually calls for it.
No assured figures, no back-tested guarantees, no “this fund will give you 15%”. Market-linked means market-linked, in good years and in bad ones.
Registration & standing
Registration is a licence to distribute. It is not a certification of performance, and no regulator guarantees your returns.
Amit Agrawal holds ARN-119490 and Meenakshi Agrawal holds ARN-119982, issued by the Association of Mutual Funds in India. An ARN permits us to distribute mutual fund schemes and to earn commission from AMCs.
Both partners hold the NISM Mutual Fund Distributors certification required to obtain and renew an ARN, along with the EUIN mapping that identifies who handled each transaction.
We are not SEBI Registered Investment Advisers, not portfolio managers, and not research analysts. We do not charge advisory fees and we do not manage money on your behalf.
Please note: Registration granted by SEBI, membership of any association and certification from NISM or AMFI in no way guarantee the performance of the intermediary or provide any assurance of returns to investors.
Begin the conversation
Bring your existing portfolio, your goals and your scepticism. The first conversation costs nothing and carries no obligation.
Mutual Fund investments are subject to market risks. Read all scheme related documents carefully before investing. Past performance is not indicative of future returns, and there is no assurance of capital protection or guaranteed returns.
Credible Investments is the trade name of Amit Agrawal (ARN-119490) and Meenakshi Agrawal (ARN-119982), AMFI Registered Mutual Fund Distributors. We distribute regular plans of mutual fund schemes and receive commission from Asset Management Companies for doing so. We are distributors, not investment advisers, and nothing on this website is investment advice, research or a recommendation to buy or sell.
Registration granted by SEBI and certification from NISM/AMFI in no way guarantee the performance of the intermediary or provide any assurance of returns to investors.
